PayFeeCalc Editorial Team

Calculate PayPal Goods & Services fees for US accounts receiving USD. Estimate the processing fee, net received, or payment needed for a target net.

For lower payment fees, start with GoCardless for bank collections, Stripe for online card payments currently processed through PayPal Checkout, and Wise Business for eligible client bank transfers. Helcim is worth comparing when you need both card and bank payments,…

To calculate PayPal fees manually, multiply the gross payment by the applicable percentage expressed as a decimal, add any fixed fee, then subtract the calculated fee from the payment. For an uncapped percentage-plus-fixed-fee structure, use: Fee = payment amount ×…

Understand PayPal international fees for US accounts, including personal transfers, commercial receipts, cross-border charges, and currency conversion.

PayPal fees for freelancers depend on how the client pays and how you access the money, rather than one universal freelancer rate. For example, a $1,200 domestic invoice paid through PayPal Checkout costs $42.37 in processing fees, leaving $1,157.63 before…

PayPal Business fees for sellers depend on the payment product, not one universal business-account rate. An $80 domestic payment through PayPal wallet Checkout costs an estimated $3.28, leaving $76.72 before other deductions. Eligible Expanded Checkout card processing costs $2.60 on…

Learn how to avoid PayPal fees legally in 2026 with eligible ACH, Micropayments, standard transfers, currency planning and the right payment route.

Compare PayPal and Stripe fees for US businesses receiving USD, with worked examples for cards, invoices, subscriptions, international payments, and payouts.

Compare 2026 PayPal fees by country for merchants in the US, UK, Canada and Australia, with domestic rates, fixed fees, official sources and examples.